Dispute Letter to Collection Company Sample Template with Examples in PDF and Word

Unfortunately, Dispute Letter to Collection Company is known for using aggressive tactics to collect debts, including harassing phone calls, letters, and even legal action. 

If you believe that a collection company has contacted you about a debt that is not yours, or that they have made a mistake in the amount owed, you can use a dispute letter to challenge their claims. A letter is a formal and legally binding document that must be sent in writing to the collection company within 30 days of receiving their initial communication. 

Here are some steps to follow when writing a dispute letter to a collection company: 

Verify the debt: The first step in writing a dispute letter is to verify the debt. You can do this by reviewing your credit report or by contacting the original creditor or lender. Ensure that the debt is legitimate and that the collection company has the right to collect it. 

Request validation: In your letter, request that the collection company provide verification of the debt. This means that they must provide you with proof that the debt is valid and that they have the right to collect it. If they cannot provide validation, they must cease all collection activity.

Sample Dispute Letter to Collection Company Template with Examples

When you purchase a dispute letter template from Templatediy, you will receive a pre-written letter that you can customize with your own information and details about the debt. The template will typically include language that challenges the validity of the debt and requests that the collection company provide validation of the debt within a specific timeframe. 

In conclusion, a dispute letter is an effective way to challenge the validity of a debt and protect yourself from aggressive collection tactics. By following the steps outlined above, you can write a clear and effective dispute letter that will help you resolve the issue and move on with your life. Remember to keep records of all communication with the collection company and to seek legal help if necessary.